Swiss credit without credit rating

If the house bank refuses the loan and refers to the lower credit rating, it is still possible to obtain financing without any problems. The Swiss credit without credit rating is suitable for everyone and is not based on the financial background, but on the collateral actually offered and thus on the current situation.

Switzerland generally grants loans without Credit Bureau and is not based on the creditworthiness of the applicant. In the free financial market, a Swiss loan without creditworthiness can be sought directly via an independent financial intermediary and taken out online. In addition to the low interest rates and the flexible general conditions, the unbureaucratic processing and quick payment are also impressive.

Avoid high costs with a comparison

Avoid high costs with a comparison

Since even a Swiss loan without a credit rating should never be chosen thoughtlessly and unsuitably to your own needs and circumstances, it is advisable to exclude expensive offers with a free online comparison and to opt for a cheap and flexible loan. The applicant should also find out in advance about the possible collateral for the lender and then consider whether to secure his loan with real assets, capital-forming insurance or with a guarantee.

Even without your own property or capital-forming policies, there is nothing to prevent a Swiss loan without a credit rating. If a guarantor is named, he assumes liability if the actual borrower does not pay on time or in a sufficient amount. If the borrower fulfills his obligations, the guarantor has nothing to fear and will not be contacted by the lender. Friends, family, but also business partners can guarantee. Real assets can also be used here, or a guarantee can be chosen based on one’s own credit rating.

Fast payment for all wishes

Fast payment for all wishes

A Swiss loan with no credit rating is also an ideal decision for urgent requests, unforeseen invoices or urgent new purchases and repairs. The application is made informally online and is approved within 24 hours. The lender then sends a written contract for countersignature to the applicant. Once this has been signed by the lender, the amount is paid out and can be used immediately after the statutory waiting period of 7 days.

Since no creditworthiness has to be proven for this loan, the self-employed and unemployed can apply for a loan in Switzerland and secure the amount in an adequate amount. It is important that the hedge is sufficient in relation to the requested loan amount and is therefore available to the lender in the event of behavior contrary to the contract and can be used as consideration. The online loan from Switzerland is equally suitable for small and large wishes.

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